Sports clubs combine a property risk, a liability risk and, in many cases, a volunteer committee running it all. Pavilions, clubhouses, grounds equipment and bar stock sit alongside the injuries that come with contact and ball sports, and the responsibilities of officers and trustees.
Governing bodies often arrange some cover for affiliated clubs and players, but it may not extend to the club's own buildings, equipment or wider liabilities. Knowing what the governing body scheme includes is usually the first step to working out what the club still needs.
Insurance for football clubs: public liability for spectators, ground safety, players and volunteers, clubhouse and bar, junior sections and safeguarding.
Read moreInsurance for rugby clubs: catastrophic injury cover, players and volunteers, clubhouse and bar income, junior sections and committee liability.
Read moreInsurance for cricket clubs: damage caused by balls leaving the ground, pavilion and machinery, nets and practice facilities, players and junior sections.
Read moreInsurance for hockey clubs: hired artificial pitches and their agreements, stick and ball injury, away travel, equipment and junior sections.
Read moreInsurance for golf clubs: course machinery and irrigation, errant ball damage and injury, buggies, clubhouse and pro shop, and members' property.
Read moreInsurance for tennis clubs: courts, surrounds and floodlights, coaching arrangements, member to member claims and junior coaching programmes.
Read moreInsurance for padel and paddle court operators: glass and steel court structures, pay and play operation, unsupervised access, coaching and noise complaints.
Read moreInsurance for swimming clubs: qualified supervision at hired pools, teaching children, galas and open meets, travel and equipment.
Read moreInsurance for bowling clubs: the green as an irreplaceable asset, an older membership and personal accident age limits, licensed clubhouse and trustee liability.
Read moreInsurance for multi-sport and community clubs: multiple activities under one policy, hiring facilities out to third parties, trustee liability and grant conditions.
Read morePlenty of businesses do more than one thing. Tell us what you actually do and we will work out the cover around it. Call 01304 262880, or email us with a phone number and the best time to call and a broker will ring you back.