Fit-Out & Finishing
Fit-out work happens inside finished or occupied buildings, often around the client's own property, stock and staff. That changes the risk: damage to the contents of a home or a shop, dust and fumes affecting people who are still using the space, and tight programmes where a late finish can hold up an opening.
Tools, materials and stock in transit tend to matter more here than on a groundworks job, and so does the client's property in your care. Insurers will usually want to know whether you work in occupied premises, whether you use solvents or heat, and how much of the work is commercial rather than domestic.
Choose your trade
Carpenters & Joiners
Insurance for carpenters and joiners: workshop fire and machinery, site work at height, bespoke joinery, structural timber and tools cover.
Read morePainters & Decorators
Insurance for painters and decorators: overspray, damage to furnishings, working at height, lead paint in older buildings and solvent fire risk.
Read moreFlooring & Tiling Contractors
Insurance for flooring and tiling contractors: subfloor moisture, underfloor heating damage, adhesive and lacquer fire risk, dust and manual handling.
Read moreResin Flooring & Industrial Floor Coating Contractors
Insurance for resin flooring and floor coating contractors: epoxy, polyurethane and MMA systems, isocyanate exposure, odour taint, slip resistance and floor failure.
Read moreKitchen & Bathroom Installers
Insurance for kitchen and bathroom installers: escape of water, wet room tanking, stone worktops, working in occupied homes and customer deposits.
Read moreShopfitters & Commercial Fit-Out Contractors
Insurance for shopfitters and fit-out contractors: trading premises, out of hours working, alarm and sprinkler isolation, and landlord fixtures.
Read moreNot sure which page fits?
Plenty of businesses do more than one thing. Tell us what you actually do and we will work out the cover around it. Call 01304 262880, or email us with a phone number and the best time to call and a broker will ring you back.