Building services contractors install the systems a building depends on, and a fault in one can cause damage well beyond the item itself. An escape of water floods the floors below, an electrical fault starts a fire, and a sprinkler or door system that fails to operate may lead to an argument about whether the installation was to standard.
Many of these trades also design, commission or certify what they install, which brings a professional indemnity exposure that a standard public liability policy may not answer. Third-party certification schemes, competent person registration and the standards you work to are often among the first things an insurer will ask about.
Insurance for electricians and electrical contractors: fire following faulty work, testing and certification, EICRs, Part P and tools cover.
Read moreInsurance for plumbers and plumbing contractors: escape of water, soldering and hot works, unvented cylinders, damage to finishes and tools cover.
Read moreInsurance for heating and gas engineers: carbon monoxide claims, flue installation, landlord gas safety records, registration requirements and boiler work.
Read moreInsurance for air conditioning and ventilation contractors: refrigerant handling, working at height on plant, ductwork fire stopping and water damage.
Read moreInsurance for solar and renewable energy contractors: roof work at height, water ingress from penetrations, DC fire risk and performance claims.
Read moreInsurance for sprinkler and fire suppression installers: design liability, escape of water, system impairment, third party certification and maintenance contracts.
Read moreInsurance for automatic door, roller shutter and loading bay installers: entrapment and crush injury, spring failure, fire shutters, maintenance contracts and security.
Read morePlenty of businesses do more than one thing. Tell us what you actually do and we will work out the cover around it. Call 01304 262880, or email us with a phone number and the best time to call and a broker will ring you back.