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    Builders, Civils & Highways

    These are the contractors who run the job or build the infrastructure around it. A general builder may be the principal contractor with a dozen subcontractors beneath them, a civils firm may be working next to live utilities and public roads, and a fencing contractor is often the first firm on site and the last to leave.

    What they tend to share is responsibility for other people: the public passing the site, neighbouring property, the subcontractors on the job and the client's existing structure. Contract conditions from main contractors and local authorities often set the limits, the indemnities and the joint names requirements, so the policy usually needs to be read alongside the contract rather than bought on its own.

    Not sure which page fits?

    Plenty of businesses do more than one thing. Tell us what you actually do and we will work out the cover around it. Call 01304 262880, or email us with a phone number and the best time to call and a broker will ring you back.