Residential & Lettings
Residential property is insured around who lives in it and how it is let. A single family let, a licensed HMO, a block of leasehold flats and a residential park each raise different questions about tenants, communal areas, legal obligations and the income that stops if the building cannot be lived in.
Mortgage lenders, freeholders and local authority licensing often set requirements of their own, so it is worth checking that the cover matches the lease, the licence and the way the property is actually let today rather than when it was bought.
Choose your property type
Landlord & Let Property
Insurance for landlords letting residential property: property owners liability, loss of rent, tenant damage, escape of water and periods between tenancies.
Read moreHMOs & Room by Room Lettings
Insurance for houses in multiple occupation: licensing conditions, fire safety and compartmentation, room by room lettings and higher tenant turnover.
Read moreBlocks of Flats & Residents' Companies
Insurance for blocks of flats, freeholders, RMCs and RTM companies: whole block buildings cover, communal areas, lifts, directors' liability and terrorism.
Read moreResidential Property & Portfolios
Insurance for residential property beyond a single let: portfolios on one renewal, second homes, inherited property and non standard construction.
Read morePark Homes & Residential Parks
Insurance for residential park operators: site roads, drainage and lighting, communal buildings, park-owner liability to residents and loss of pitch fee income.
Read moreNot sure which page fits?
Plenty of businesses do more than one thing. Tell us what you actually do and we will work out the cover around it. Call 01304 262880, or email us with a phone number and the best time to call and a broker will ring you back.