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    Development & Refurbishment

    A development changes its risk as it goes: a vacant site, then works in progress, then a finished building waiting to be sold or let. The cover often needs to change with it, and an existing building under refurbishment can lose its ordinary property insurance the moment the works begin if the insurer has not agreed to them.

    Lenders usually set requirements for joint names, contract works values and the point at which the building passes from contractor to owner, so it helps to settle the insurance before the funding completes rather than after.

    Not sure which page fits?

    Plenty of businesses do more than one thing. Tell us what you actually do and we will work out the cover around it. Call 01304 262880, or email us with a phone number and the best time to call and a broker will ring you back.