Community, Heritage & Specialist
Some buildings do not fit the standard commercial or residential forms. A listed church that must be repaired in matching stone, a farm building full of baled straw, an independent school letting its halls in the evening or a property standing empty between uses each needs to be described to an insurer properly.
Many mainstream insurers have limited appetite for these risks, and some are placed with specialist markets. Accurate rebuild costs, security arrangements and a clear account of how the building is used tend to make the biggest difference to whether terms are offered and on what basis.
Choose your property type
Care Homes
Insurance for care homes: evacuation of residents who cannot self evacuate, abuse allegations, medical malpractice, registration and regulatory cover.
Read moreSchools, Colleges & Educational Premises
Insurance for independent schools, tuition centres and training campuses: older buildings, asbestos and RAAC, boarding, lettings, fee income and pupils' safety.
Read morePlaces of Worship & Religious Buildings
Insurance for churches, chapels, mosques, temples and their halls: listed buildings, roof metal theft, arson, hall hire, volunteers and heritage contents.
Read moreAgricultural Buildings & Farm Property
Insurance for barns, grain stores, livestock buildings and farm outbuildings: fire from stored crops, older roofs, diversification, public footpaths and loss of use.
Read moreListed & Heritage Property
Insurance for listed and heritage buildings: like for like reinstatement, consent and specialist trades, thatch, and the long rebuild a listed loss involves.
Read moreUnoccupied Property
Insurance for empty buildings: why standard cover narrows, inspection and drain down conditions, squatters, metal theft and cover during a long void.
Read moreNot sure which page fits?
Plenty of businesses do more than one thing. Tell us what you actually do and we will work out the cover around it. Call 01304 262880, or email us with a phone number and the best time to call and a broker will ring you back.