TRSProperty
Property risk management for landlords, developers and property professionals
Protect Your Property Portfolio
Whether you own residential, commercial, or mixed-use properties, TRS Property provides specialised insurance and risk management solutions designed to protect your assets and investments.
We understand the unique exposures property owners face, from physical damage and liability to operational challenges. Our experienced team works with you to build cover that fits your portfolio.
Our Services
Commercial Property Insurance
Cover for your commercial buildings against risks such as fire, flood, storm, theft and accidental damage. We help you arrange appropriate cover based on your property and risk profile, including consideration of reinstatement values.
- •Buildings reinstatement cover
- •Flood & storm damage
- •Malicious damage
- •Subsidence cover
Business Interruption Insurance
When a claim disrupts your operations, business interruption cover is designed to replace lost income and meet ongoing fixed costs while repairs are made, subject to the sum insured and the indemnity period.
- •Loss of rent income
- •Increased cost of working
- •Denial of access cover
- •Utility failure cover
Landlord Insurance
Specialist cover for residential and commercial landlords, protecting your rental property portfolio with tailored policies that reflect the unique risks of letting property.
- •Property owner's liability
- •Tenant default cover
- •Legal expenses
- •Contents cover (furnished)
Public & Property Owners Liability
Protect yourself from third-party claims arising from injury or property damage that occurs at or is connected to your property.
- •Third-party bodily injury
- •Property damage liability
- •Legal defence costs
- •Pollution liability
Commercial Contents Insurance
Cover for the contents of your commercial premises, from office equipment and stock through to specialist machinery, against theft, fire and accidental damage.
- •Stock & inventory
- •Office equipment
- •Specialist machinery
- •Portable equipment
Block of Flats Insurance
Designed for freeholders and RTM companies managing residential blocks, providing buildings cover, communal liability, and directors & officers protection.
- •Buildings insurance
- •Communal liability
- •Directors' & officers'
- •Engineering inspection
Unoccupied Property Insurance
Standard property policies often restrict cover once a property becomes vacant. Specialist unoccupied cover is designed to keep appropriate protection in place during void periods.
- •Void period cover
- •Vandalism protection
- •Flexible policy terms
- •Vacant liability
Loss of Rent Insurance
If your property is damaged and becomes uninhabitable, loss of rent cover is designed to replace rental income during the period of reinstatement, subject to the policy terms and the indemnity period selected.
- •Rental income replacement
- •Alternative accommodation
- •No-rental income periods
- •Indemnity period options
Why Choose TRS Property
Market Expertise
Deep knowledge of property market trends and emerging risks
Cover Built Around You
Tailored solutions that address all aspects of property risk
Cost Optimisation
Solutions designed to maximise value and minimise unnecessary costs
Ready to Protect Your Property?
Let us help you build a property protection programme
Get Started Today